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eMortgage Solutions

Trusted Mortgage Brokers Located in Toronto

eMortgage Solutions's Logo

eMortgage Solutions

Trusted Mortgage Brokers Located in Toronto


Brokerage License #10530

Bad Credit Mortgage

Having bad credit does not rule you out of obtaining a mortgage. We works with a vast network of bad credit mortgage lenders, and we’ll leverage those connections to find the most advantageous agreement for you. Our brokers are ready, willing, and able to take your dreams of homeownership and turn them into reality.

To learn about your options for obtaining a mortgage with bad credit, call us at (416) 258-0156 today.

Bad Credit Mortgage

Poor Credit Mortgages: What You Need to Know

Having poor credit can affect your prospects for obtaining a mortgage. Typically, financial institutions are more cautious when lending to people with bad credit. That goes for any loan, including a mortgage. The reason is simple: a lower credit score means higher risk to the lender. If you default, it’s the bank’s money on the line.

Will Bad Credit Affect My Mortgage?

Poor credit may mean fewer mortgage options, but it does not mean there aren’t any at all. In fact, there are a host of lending institutions—both public and private—that specialize in lending money to people with lower credit scores.

A broker from us can help you find a legitimate financial lender offering you a fair deal. We help you compare various lenders offering the best mortgage rate and the best mortgage conditions available to a borrower like you.

Can I Get a Mortgage if I Have Bad Credit?

A low credit score will limit your borrowing options. Major financial institutions, such as the country’s biggest banks, are typically less likely to open a mortgage account with someone who has a history of bad credit. As such, you will likely not be able to access the best mortgage deals on the market today.

You may not get as low of an interest rate as someone with perfect credit, but you can still save money by choosing us as your broker. As bad credit specialists, we help you find a range of borrowing options that get you the most out of your money. Bad credit is nothing to fear when it comes to mortgages—not with our team at your side.

How Do I Buy a House with Bad Credit?

We maintain a top team of experts who specialize as bad credit mortgage brokers, each possessing years of experience helping consumers just like you. Over our many years in the industry, we’ve helped countless individuals—no matter their credit score—achieve their dreams of owning a home.

We can do the same for you.

Our team is ready to put their skill and expertise at your disposal, giving you the tools, knowledge, and industry connections that you need to get the best mortgage available.

If you are one of the many Canadians with a lower-than-average credit score, fear not, because we’re here to give you the peace of mind you deserve. Put your trust in our team, and see it pay off for years to come.

Ready to Discover Your Mortgage Options?

Get in Touch Today

We are happy to answer any questions that you may have about our services and what we can do to get you one step closer to buying a home.

For all inquiries, don’t hesitate to contact us today.

Bad Credit Mortgage

Still wasting time mortgage shopping?

Why not have an expert do it for you?