As a trusted licensed mortgage broker, We have access to a wide selection of lenders to get you the best mortgage for your needs.
When you’re just getting started looking for a mortgage, it’s important to compare different lenders as they often have differing conditions for similar rates. Our mortgage agents will introduce you to a full range of mortgage options and make sure you find one that you are comfortable with.
We will guide you through the process of checking your credit score, getting pre-approved, as well as pre-qualifying for a mortgage. Contact us now at (416) 258-0156 to set up a no-obligation consultation.
Checking Your Credit Score
A potential lender will be sure to get a good look at your credit report to ensure you’re a trustworthy borrower. Your credit can ultimately determine whether you get approved for a mortgage and which interest rate you qualify for.
You’re making a significant financial commitment, and it is crucial to have a good credit score to speed up the mortgage approval process.
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A potential mortgage lender will look over the entirety of your finances to establish the amount they’re willing to lend and at what rate of interest. From there, you’ll know:
- Maximum loan amount
- Estimate of your mortgage payments
- Locked interest rate
Pre-Qualifying for a Mortgage
To effectively pre-qualify for a mortgage, you must be able to prove that you can afford to pay back the amount you’re requesting from the lender. When making such an assessment, our mortgage specialists will take into consideration the following:
- Income before taxes
- Overall expenses
- Credit score
- Amortization period
- Borrowing amount
Questions to Ask When Shopping for Mortgage Rates
When you first sit down with us, our mortgage professionals will be happy to answer any questions and address any concerns you may have to ensure maximum transparency.
Our team encourages you to stay informed by asking us anything that comes to mind. We will help you understand the homebuying process, the products we offer, and provide you with references upon request.
Contact us to Get Started Now
If you’re looking to get started with mortgages, our agents can help you navigate the complex process of getting prepared – and we’re only ever a phone call away.
We’re committed to getting you the best deal on your investment. Get in touch with us now at (416) 258-0156 for more information on how to get set up.